Fees & Insurance
Fees & Cancellation Policy
Psychotherapy Services:
For clients seeking therapy
Individual Therapy (50 minutes): $275
Individual Therapy (80 minutes): $375
Group Therapy (75 minutes): $175
Evaluation Services:
For clients and legal/medical professionals
Psychological Testing and Evaluation: $1000-4500 (depending on scope)
Forensic Medical Evaluations: Offered free of charge through Cambridge Health Alliance Asylum Program (CHAAP)
Professional Services:
For clinicians, organizations, and agencies
Clinical Supervision (45 minutes): $150
Professional Consultation (per hour): $200
Presentations & Workshop: Pricing varies by scope, format, and audience size
Cancellation Policy
For therapy and evaluation services, appointments canceled or rescheduled with less than 24 hours’ notice will be charged 50% of the scheduled fee.
Insurance & Superbills
Insurance and Out-of-Network Care
I do not accept insurance directly. Instead, I am considered an out-of-network provider, which means clients pay for sessions at the time of service. For many people, this offers greater privacy, flexibility, and choice in their care.
If your insurance plan includes out-of-network benefits, you may be able to submit a superbill (a detailed receipt I provide) for possible partial reimbursement. Some clients choose to explore this option, while others prefer to keep their care completely private by paying out of pocket. Either way, I will support you in making the decision that feels best for you.
Insurance Verification
As a courtesy, I can run an eligibility check to confirm whether your insurance coverage is active and whether out-of-network benefits appear on your plan. This can provide helpful baseline information, such as deductibles and coverage status.
Because eligibility checks are processed through my secure client portal, we would first need to set you up as a client in the system. This step allows me to access the necessary tools — but it does not obligate you to continue with therapy. If you decide that your out-of-network reimbursement is not sufficient, you are under no obligation to move forward with care.
Please note that insurance systems do not always provide complete details about mental health coverage or exact reimbursement rates. For the most accurate information, I encourage you to also contact your insurance company directly.
What is a Superbill and How Do I Use It?
What is a Superbill?
A superbill is a detailed receipt for therapy that includes the information your insurance company needs if you want to request reimbursement. It lists the service provided, date, fee, and the medical codes that insurers require.
Because I am an out-of-network provider, clients pay me directly at the time of service. If your insurance plan includes out-of-network benefits, you may be able to submit a superbill and receive partial reimbursement.
How Do I Use a Superbill?
Pay for your session at the time of service.
Receive your superbill from me (monthly or by request).
Submit it to your insurance through their member portal, by mail, or by fax.
Wait for reimbursement. If eligible, your insurance will send the funds directly to you.
Reimbursement is never guaranteed — it depends entirely on your plan’s out-of-network benefits.
Questions to Ask Your Insurance Company
Before submitting a superbill, it’s helpful to call your insurance and ask:
Do I have out-of-network mental health coverage?
What percentage of each session will be reimbursed?
How much is my out-of-network deductible, and how much of it have I met?
What is the “allowed amount” for therapy (the maximum they will use to calculate reimbursement)?
Do I need pre-authorization or a referral from my primary care doctor?
How do I submit a superbill, and is there a deadline?
When will I know if my insurance has approved and paid my reimbursement?
How long does it usually take to get reimbursed after I submit a superbill?
Things to Consider Before Submitting a Superbill
A Diagnosis Is Required
To qualify for reimbursement, insurance requires a clinical diagnosis from the DSM-5/ICD-10 (for example: PTSD [F43.10] or Adjustment Disorder [F43.21]).
Privacy Matters
Some clients choose to pay fully out of pocket and not submit a superbill if they are concerned about how a clinical diagnosis might appear in their insurance record (for example, in jobs requiring government clearances, medical licensing, or certain background checks). While therapy records are confidential, a diagnosis shared with insurance could appear in your medical history.
Legal Exceptions
Even if you do not submit to insurance, please note that if your records are subpoenaed, your diagnosis may still need to be disclosed.
If you are unsure about submitting a superbill through your insurance, we can talk through your questions during our consultation call or in session, so you feel informed in your decision.
Superbill Key Takeaway
A superbill is a tool that may help you recover part of the cost of therapy if your plan covers out-of-network services. Some clients find this worthwhile; others prefer to keep their therapy fully private by paying out of pocket. Either option is valid — what matters is choosing the approach that feels best for you.
Your Rights Under the No Surprises Act & Good Faith Estimates
Good Faith Estimates for Mental Health Care
You have the right to receive a Good Faith Estimate (GFE) that explains the expected costs of your care. Under federal law (the No Surprises Act), all health care providers must give you an estimate of charges when services are scheduled, or whenever you request one.
Your GFE will list the services you are likely to receive and their estimated costs.
It is not a contract — you are never obligated to continue care.
Costs may change if your needs change, but you will always be informed in advance.
If you are uninsured or choosing not to use insurance, you are entitled to a written GFE before services begin.
If you ever receive a bill that is $400 or more above your estimate, you have the right to dispute it.
For more information, visit www.cms.gov/nosurprises or call 1-800-985-3059.
Your Rights and Protections Against Surprise Medical Bills
(OMB Control Number: 0938-1401)
The federal No Surprises Act also protects you in other health care settings, such as hospitals and emergency rooms
What is balance billing?
✓️ Balance billing happens when an out-of-network provider bills you for the difference between their fee and what your insurance pays.
✓️ Surprise billing is an unexpected balance bill — for example, when you receive emergency care or are treated at an in-network hospital by an out-of-network provider you did not choose.
You Are Protected From Balance Billing For:
✓️ Emergency services: If you receive emergency care from an out-of-network provider or facility, you can only be billed at your in-network cost-sharing amount (copay, coinsurance, deductible). You cannot be balance billed, even after your condition is stable, unless you give written consent to waive these protections.
✓️ Certain services at in-network hospitals or surgical centers: For services like anesthesia, pathology, radiology, lab work, neonatology, assistant surgeons, hospitalists, and emergency medicine, you cannot be balance billed. Out-of-network providers also cannot require you to waive your protections.
Other key protections:
✓️ You are only responsible for in-network cost-sharing amounts.
✓️ Your health plan must pay out-of-network providers directly and count what you pay toward your deductible and out-of-pocket limits.
✓️ Health plans must cover emergency services without prior authorization and base your cost-sharing on in-network rates.
You are never required to accept out-of-network care or to give up your protections.
Why This Matters for You
✓️ You are always entitled to clear, advance information about the cost of your care.
✓️ You never have to agree to hidden or out-of-network charges.
✓️ Any payments you make for protected services must count toward your deductible and out-of-pocket maximums.
✓️ Asking for a Good Faith Estimate is a right you can use with any health provider. In this practice, you will always receive one before your first appointment.
State and Telehealth Protections
✓️ Arizona, Maine, Massachusetts, and New York all uphold federal No Surprises Act protections and require clear communication of fees, billing practices, and patient rights.
✓️ If you are receiving telepsychology services under PSYPACT/APIT authorization, you also have the right to a Good Faith Estimate. Federal No Surprises Act protections apply across all PSYPACT states, even if individual state laws differ slightly.
Schedule Free Consultation
Every patient receives a written Good Faith Estimate before the first scheduled appointment. If you would like one sooner, just ask — you are always entitled to it.